Accident Insurance

Equisure offers comprehensive Death and Excess Medical coverage for the what-ifs. 

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Young female equestrian falls off horse while trying to clear an obstacle in competition

Accidents can’t always be avoided.  

Accidents are hard to predict and the medical expenses that may result can be costly. A volunteer getting kicked by a horse and breaking a leg, a participant falling during a club activity, a participant breaking an arm during a polo match – these are all unexpected injuries. Surgeries, hospital stays, and emergency room visits may not be covered by health insurance or high deductible plans. This coverage is suggested for Equine Assisted Therapy programs, Equestrian Clubs, Horse Shows, and more. Equisure’s Accident Insurance policies are designed to supplement other insurance and are tailored to meet the needs of each equine risk.  


Policy Details

With benefits available for participants and volunteers, this comprehensive solution will give you support and protection when accidents happen during your organization’s equine activities, meetups, and other sponsored activities. Read on for more program details. 

  • Excess and Primary benefits  

  • Accidental Medical Expense Benefit 

  • Accidental Death, Dismemberment, and Paralysis Benefit 

  • Volunteer Accident coverage 

  • Participant Accident coverage 

  • Premiums starting at $300 

Multiple limit and deductible options  

Limits available may vary depending on state 

Eligible accounts:  

  • Equine Assisted Activities/Therapy Groups
  • Horse Clubs
  • Dog Clubs/Pet Clubs (non-AKC) 

Ineligible accounts:  

  • AKC-affiliated Clubs (coverage is automatically included) 



Why choose Equisure for your club's Accident Insurance?

Our expertise speaks for itself.

With over 30 years of experience insuring animal professionals and organizations, our experts are deeply familiar with the complex risks associated with horses, dogs, and livestock.

We specialize in tailoring to your needs.

We will work with you to customize policies that address your specific needs and challenges – no one size fits all plans here!

We prioritize customer service.

We know how passionate you are about your animal pursuits, which is why you will receive a prompt response from a real person when you contact us.

Ready to protect your club? Us too.

Contact us to learn more about how Accident Insurance can protect your animal organization or club.

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