Accident Insurance

Equisure offers comprehensive Death and Excess Medical coverage for the what-ifs.

Young female equestrian falls off horse while trying to clear an obstacle in competition

Accidents can’t always be avoided.

Accidents are hard to predict and the medical expenses that may result can be costly. A volunteer getting kicked by a horse and breaking a leg, a participant falling during a club activity, a participant breaking an arm during a polo match – these are all unexpected injuries. Surgeries, hospital stays, and emergency room visits may not be covered by health insurance or high deductible plans. This coverage is suggested for Equine Assisted Therapy programs, Equestrian Clubs, Horse Shows, and more. Equisure’s Accident Insurance policies are designed to supplement other insurance and are tailored to meet the needs of each equine risk.

Accident

Policy Details

With benefits available for participants and volunteers, this comprehensive solution will give you support and protection when accidents happen during your organization’s equine activities, meetups, and other sponsored activities. Read on for more program details.

Coverages

Excess and Primary benefits
Accidental Medical Expense Benefit
Accidental Death, Dismemberment, and Paralysis Benefit
Volunteer Accident coverage
Participant Accident coverage
Premiums starting at $300

Limits

Multiple limit and deductible options

Limits available may vary depending on state

Eligibility

Eligible accounts:

Equine Assisted Activities/Therapy Groups
Horse Clubs
Dog Clubs/Pet Clubs (non-AKC)

Ineligible accounts:

AKC-affiliated Clubs (coverage is automatically included)

Accident

Why choose Equisure for your club's Accident Insurance?

Our expertise speaks for itself.

With over 30 years of experience insuring animal professionals and organizations, our experts are deeply familiar with the complex risks associated with horses, dogs, and livestock.