Female horse owner brushes her horse's hooves

Personal Equine Liability Insurance

Protect yourself against fees and legal claims that arise from damage done by a horse you own or lease.

Personal Equine

Owning a horse comes with risks.

Horses are loyal, hard-working, and strong, but owning or leasing one can present stressful, unpredictable challenges. A horse can cause damage and injuries on and off your property, but often these expensive losses are not covered by your other insurance policies. Our personalized equine insurance policy is designed to protect you from these expensive losses in the case of an accident involving your horse.

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Personal Equine

Policy Details

Our Personal Equine Liability Insurance is designed to provide coverage for 3rd party bodily injury and property damage that arise out of the use or ownership of a horse. Read on for more details on this tailor-made policy.

Policy Highlights

Premiums starting as low as $175.00
Limits from $300,000 to $2,000,000
No premises designation
We can include your boarding facility as an Additional Insured if required (additional premium may apply)

Coverage

3rd party accidental bodily injury and/or property damage

Eligibility

Eligible

Personally owned or leased horses boarded at a facility or kept on your own land
Horse-Drawn Vehicles/Carriages (non-commercial)

Ineligible

Professional equine activities (see our Equine Professionals’ Insurance)
Commercial horse-drawn vehicles
Horse-drawn vehicles for your primary mode of transportation
Racehorses/horses being trained for racing

Personal Equine

Why choose Equisure for your Personal Equine Insurance?

Our expertise speaks for itself.

With over 30 years of experience insuring animal professionals and organizations, our experts are deeply familiar with the complex risks associated with horses, dogs, and livestock.