Whereas Club Liability provides coverage for third party bodily injury/property damage claims arising out of club activities, Directors’ and Officers’ Liability covers claims which result from your actual or alleged breach of duty, neglect, error, misstatement, misleading statement omission or act committed solely in the course of club activities. We have negotiated special rates just for your non-profit club!
$1,500 per claim retention (Deductible amount paid by insured before policy takes effect).
Coverage is provided for all club directors, trustees, officers, employees, committee members and volunteers.
Coverage included for libel, slander, defamation of character.
Optional Coverage available for discrimination, sexual harassment and breach of employment contract.
Cost of legal defense included outside the coverage limit on most policies.
CLAIMS MADE Policy Form – Claims must be incurred and reported to the insurance company during your policy period.
Extended reporting period option available upon termination of coverage.
The above information is for illustration purposes and intends only to highlight program features. Please see the master policy for complete conditions, provisions and exclusions.
This is a summary only and does not change or alter the coverage as provided under the actual insurance policy. It is designed to give a summary of coverage only. All policies are subject to the actual policy provisions, conditions and exclusions.